Kinowski Agency Inc./Johnstown Office



About Us

Homeowners Insurance
When it comes to buying a home, getting homeowners insurance should be a top priority. Natural disasters can come at any time and having homeowners’ insurance can help fix any repairs following a massive storm. If you're forced to live elsewhere during repairs, insurance can cover lodging expenses. Homeowners' insurance can also help cover stolen property during an unfortunate burglary.

Business Insurance
Starting a new business can be a daunting venture for newcomers and business veterans. Finding the right kind of business insurance can determine how well your business succeeds. Those with physical business will find themselves looking towards building insurance and business interruption insurance, which covers income loss as a result of a disaster. Liability protection is included too.

Life Insurance
Life insurance is one of the most essential forms of insurance to obtain if you have a family. It provides them with financial security when they pass away. Life insurance can cover funeral expenses, which has seen growth over the years. If you don't have a family, you can use life insurance to help your favorite charities via donations. No matter how you want to use life insurance, we'll be there to guide you through the process properly.

If you're looking for a quote, be sure to contact Kinowski Agency Inc in Amsterdam or Johnstown via phone or email today. We'll be happy to hear from you!

While our offices are located in Amsterdam, NY & Johnstown, NY, we serve our clients all across New York.


  • Delivering excellent services to customers in New York since 1959
  • Personal lines--home, auto, motorcycle, boat--and business lines of insurance.

Rep/Contact Info

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Brenda Christman
Insurance agent
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Nancy Dalmata
Insurance agent